Budget Like a Pro | How to Budget, Save and Pay Off Debt Without Feeling Broke
See exactly where your money goes, what you already spend on needs and wants, and how much is left for debt and savings. No judgment and no lectures, just your real numbers in one clear view, with the maths done for you.
- ✓58-page workbook plus budget spreadsheet
- ✓14 printable worksheets, with a filled example
- ✓Spreadsheet in EXAMPLE and BLANK copies
- ✓Sinking funds and snowball debt payoff built in
- ✓Two-page quick-start guide included
What’s inside
- ✓58-page Budget Like a Pro workbook (PDF, US Letter)
- ✓14 printable worksheets, blank in Part 3 with filled versions in Part 2
- ✓Budget spreadsheet in two copies: EXAMPLE filled in, BLANK for your numbers (Excel and Google Sheets)
- ✓Two-page Spreadsheet Quick-Start guide (PDF)
- ✓Filled example numbers that match the book, line for line
How you’ll get it
Details
A 58-page workbook teaches the system in plain steps, then the same system runs on a companion spreadsheet with every formula built in. Read the book, do the worksheets, then keep the whole thing running in about twenty minutes a month.
The book is built in three parts. Part 1 teaches the system in twelve chapters: why budgets fail, knowing your numbers, giving every dollar a job, tracking spending without misery, killing the leaks, safety nets and sinking funds, debt demystified, the monthly money date, budgeting by paycheck, picking a method that fits how you are paid, money with a partner, and mapping the whole year. Part 2 works one household, Maya and Jordan, through every worksheet with real filled-in numbers. Part 3 prints the same 14 worksheets blank, with room to write.
Sinking funds are set up in the Sinking Funds sheet, one row per goal with a target amount, a target date and a monthly amount that updates as you save. Car repairs, holidays, annual bills and gifts stop being surprises because the money is already sitting there waiting.
Debt payoff is handled with the snowball order in the Debt Payoff sheet: smallest balance first, minimums on everything, and every spare dollar aimed at one target at a time. Log a payment and the remaining balance, the total paid and the months left update on their own.
Paper and spreadsheet run the same system, so you can work on paper, on screen, or both. Every file is organised, named plainly and checked before it leaves our hands. Buy once, download instantly, and the files are yours to keep.
Single-user license, pay once, yours forever. You may use it in commercial projects; redistribution or resale of the product itself is not permitted.
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